About This Report Our Evolution Financial Highlights Year in Review What We Offer

Operating Environment Stakeholder Engagement Materiality How We Create Value Our Strategy SDB Bank's Commitment to Sustainability

Chairperson's Message Chief Executive Officer's Review Board of Directors Corporate Management Chief Managers Senior Management

Financial Capital Intellectual Capital Human Capital Manufactured Capital Social and Relationship Capital Natural Capital

Risk Management Message from the Chairperson on Corporate Governance Corporate Governance Report of the Board Integrated Risk Management Committee Report of the Board Audit Committee Board Human Resources and Remuneration Committee Report of the Board Selection and Nomination Committee Report of the Board Related Party Transactions Review Committee Report of the Board Strategic Planning Committee Report of the Board Credit Committee

Financial Calendar Annual Report of the Board of Directors on the Affairs of the Bank Directors’ Statement on Internal Control over Financial Reporting Independent Assurance Report Chief Executive Officer’s and Chief Financial Officer’s Responsibility Statement Statement of Directors’ Responsibility for Financial Reporting Independent Auditor’s Report Statement of Comprehensive Income Statement of Financial Position Statement of Changes in Equity Statement of Cash Flows Accounting Policies Notes to the Financial Statements

Ten Years at a Glance Disclosures as per Pillar III of Banking Act No. 1 of 2016, Capital Requirements under Basel III Sources and Utilisation of Income Quarterly Performance of the Bank Investor Relations Abbreviations Glossary of Terms 27th Annual General Meeting Notes Corporate Information

About This Report Our Evolution Financial Highlights Year in Review What We Offer

Operating Environment Stakeholder Engagement Materiality How We Create Value Our Strategy SDB Bank's Commitment to Sustainability

Chairperson's Message Chief Executive Officer's Review Board of Directors Corporate Management Chief Managers Senior Management

Financial Capital Intellectual Capital Human Capital Manufactured Capital Social and Relationship Capital Natural Capital

Risk Management Message from the Chairperson on Corporate Governance Corporate Governance Report of the Board Integrated Risk Management Committee Report of the Board Audit Committee Board Human Resources and Remuneration Committee Report of the Board Selection and Nomination Committee Report of the Board Related Party Transactions Review Committee Report of the Board Strategic Planning Committee Report of the Board Credit Committee

Financial Calendar Annual Report of the Board of Directors on the Affairs of the Bank Directors’ Statement on Internal Control over Financial Reporting Independent Assurance Report Chief Executive Officer’s and Chief Financial Officer’s Responsibility Statement Statement of Directors’ Responsibility for Financial Reporting Independent Auditor’s Report Statement of Comprehensive Income Statement of Financial Position Statement of Changes in Equity Statement of Cash Flows Accounting Policies Notes to the Financial Statements

Ten Years at a Glance Disclosures as per Pillar III of Banking Act No. 1 of 2016, Capital Requirements under Basel III Sources and Utilisation of Income Quarterly Performance of the Bank Investor Relations Abbreviations Glossary of Terms 27th Annual General Meeting Notes Corporate Information

Financial Calendar Annual Report of the Board of Directors on the Affairs of the Bank Directors’ Statement on Internal Control over Financial Reporting Independent Assurance Report Chief Executive Officer’s and Chief Financial Officer’s Responsibility Statement Statement of Directors’ Responsibility for Financial Reporting Independent Auditor’s Report Statement of Comprehensive Income Statement of Financial Position Statement of Changes in Equity Statement of Cash Flows Accounting Policies Notes to the Financial Statements

Statement of Cash Flows

SANASA Development Bank PLC

Empowering communities since 1997

Quick Links

Financial Highlights
Our Strategy
Sustainability Commitment

Contact Us

No. 12, Edmonton Road, Kirulapone, Colombo 6, Sri Lanka

Email: info@sdb.lk

Tel: +94 11 2832500

Powered by Mediawize Integrated (Pvt) Ltd